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The best alternative to WhatsApp in 2022

June 14, 2022 by feecalculator_x6rbod

The best alternative to WhatsApp in 2022.

Want an alternative to whatsapp? Whether you’re looking for a security-focused chat app or unique features that Whatsapp doesn’t have, there are plenty of options to choose from.

Messaging apps have proven more important than ever during the pandemic, so abandoning them is out of the question. We have found the best WhatsApp alternatives for you.

Please note that some of the following chat apps may be restricted in your region. To bypass geo-blocking, you will need a VPN. You can use a VPN to connect to apps available in other countries, just like you can change your Netflix region.

The best alternative to WhatsApp in 2022

1. Telegram

Telegram has become popular relatively recently, although it has existed since 2013. It was developed in Russia where it quickly became a popular messaging app. Telegram supports text, images, documents, videos, and third-party bots with or without AI features.

The best alternative to WhatsApp in 2022

Telegram also has a secret mode that will allow you to send encrypted messages. This variant of “secret chats” uses the MTProto encryption service. This means that your secret conversation will not be stored in the cloud.

Telegram works on Android and iOS operating systems, and is also available in web browsers.

2. Threema

Threema is a messaging app that guarantees the safety and anonymity of your chats. If you think that WhatsApp might have security issues, this app might be perfect for you. Threema encrypts all your data, including shared files, status updates and all messages.

The best alternative to WhatsApp in 2022

Threema does not have voice or video chats, although you can send multimedia messages, including voice and video. This app does not collect metadata and offers an encrypted backup option. You can link this app to your phone number or email address so people can find you, but it’s not necessary if you prefer to remain anonymous.

The application’s transparent privacy policy is influenced by the fact that Threema is an open source project. This messaging app is available for Android, iOS, macOS, Windows, and Linux, and is also available on the web.

3. Skype

Skype has long been a popular messaging app for businesses and families. This is a classic from Microsoft that can’t go wrong when it comes to video calls and voice chats, and it’s best suited for international calls. The sound and video quality is amazing, and there is even an option for group calls and group chats. In addition, you can record your Skype calls.

The best alternative to WhatsApp in 2022

The group call feature is what made Skype so famous as a business messaging app. But if you have a large family or a large group of friends, this app will help you stay connected.

However, Skype has a downside and that is security. It is generally a secure application with strong encryption, but it does not have any eavesdropping protection.

4. Wire

Wire is another open source messaging application developed in Switzerland. This is a new application that works across multiple messaging platforms and supports text and multimedia messages, voice chats and video calls. The sound quality is of a high standard and the user interface has a stylish, elegant and fresh design.

The best alternative to WhatsApp in 2022

While several security flaws were discovered in Wire in 2016, the developers have been hard at work ever since to make their app one of the most secure messaging apps out there. End-to-end encryption is guaranteed not only for text messages, but also for file sharing and conferences. Wire offers additional security features for enterprises and government organizations.

5. Facebook Messenger

If you’re looking for a messaging platform as popular as WhatsApp, you should consider Facebook Messenger (unless you want to sign out of Facebook). After all, it has about 1.5 billion users. This app has everything from text messages, file sharing, video and audio calls to group chats and features like sending pictures and stickers.

The best alternative to WhatsApp in 2022

Keep in mind that if you want secure and private messaging, Facebook isn’t perfect for obvious reasons. The company scans files and text that you send and receive.

Facebook Messenger is available for both Android and iOS, and you can use it through the web version of Facebook. It also has a desktop version that works with Windows, Linux and macOS.

6. Viber

Viber was designed to provide VoIP services to its users, but over time the app has grown to include voice calls, text messaging, group chats, and synced desktop and mobile apps. However, Viber still only works if it’s linked to your phone number.

The best alternative to WhatsApp in 2022

Viber uses end-to-end encryption, like many other messaging platforms. What makes this app stand out are the augmented reality selfie lenses developed in collaboration with Snapchat. You will also be able to make group calls with Viber and use their Communities feature.

Viber is free to use, but they sell sticker packs. They also offer a Viber Out subscription that will allow you to make unlimited international calls for $6 per month.

 7. Discord

Discord started out as a chat platform for gamers. Now it hosts many servers that will allow you to interact with people who share your interests. But this mobile and desktop messaging platform also has a DM feature to send private messages. Plus, if you buy Discord Nitro for $9.99/month, you can upload larger files, HD screen sharing and streaming, and emoji enhancements.

The best alternative to WhatsApp in 2022

Discord will let you share files with your contact list, but be aware that the free version has an 8MB upload limit. When you initiate a video or voice call via Discord, you will also have the option to share your screen.

Another benefit is that the app can integrate with Spotify, Youtube, Reddit, Xbox Live, Twitch, Steam, Battle.net, Facebook, Twitter, and GitHub. Discord can handle most of your messaging needs.

8. Kik

Kik is a messaging service with a social network vibe. It has all the usual features like text messages, audio and video chats, GIFs, memes and stickers. You can also find group chats with predefined topics for discussion. With Kik, you can meet new people or stay in touch only with your old friends.

The best alternative to WhatsApp in 2022

Kik is a free and fast messaging app that handles group chats surprisingly well. The best part is that you don’t need a phone number to use this app, you can sign in using your email address. This makes Kik a good choice for people who are not comfortable sharing their numbers with others.

Kik is available for iPhone, Android devices and PC.

9. WeChat

Originally launched in 2011 under the name Weixin, the Chinese instant messaging app was renamed WeChat just a year later. WeChat is a social networking app that offers conferencing, gaming, and geotagging features in addition to regular messaging.

The best alternative to WhatsApp in 2022

However, WeChat is not as popular outside of China, although anyone can use it. Perhaps this is because, unlike WhatsApp, it allows ads. Another issue with this messaging app is that many people have expressed concerns about data privacy. Third parties may monitor private conversations through this app, including the governments of the US, Taiwan, and India. WeChat is already known to censor important social and political issues in China.

10. Signal

If you’re looking for a safe and secure alternative to WhatsApp, Signal is for you. All traffic passing through this application is encrypted. In addition, the application does not keep any logs of its users and uses SSL/TLS protocols.

The best alternative to WhatsApp in 2022

Signal is designed for secure messaging. You can even send self-destructing messages. The only downside is that it will ask you to enter your phone number to sign in, so Signal isn’t ideal if you want to remain anonymous.

Signal has a very user-friendly interface that won’t scare off the most technophobic people. It also has a Chrome plugin so you can use your computer for messaging. This is a free chat app developed by a non-profit organization. It was created by cryptography expert and WhatsApp co-founder Brian Acton, who turned down a relationship with Facebook because he didn’t like the company’s vision of what WhatsApp should be.

11. iMessage

iMessage is a good WhatsApp alternative, but only for your iPhone, iPad, or Mac. You can use it to send SMS messages to all phone numbers, no matter what app the recipients are using.

The best alternative to WhatsApp in 2022

Like many other apps, iMessage supports text, video, and audio messages (but not video or audio calls), as well as group calls, GIFs, and images. In some countries, Apple Pay is available through this app.

In terms of security, Apple is true to its policy of not allowing governments backdoor access to iMessage. Your messages will be safe as long as others don’t have access to your iCloud backups.

12. Slack

A searchable log of all conversations and knowledge, or Slack for short, is a messaging platform specifically designed for work environments. It is convenient for groups and teams to communicate without using phone numbers or email. The older generation will appreciate the many IRC-like features of this app, such as private groups, chats or channels, and direct messaging.

The best alternative to WhatsApp in 2022

The platform has been recently redesigned, making it very simple and user friendly. You can share files via Slack, but you can also search for content, people, and old conversations. It also supports emojis and GIFs to spice up your conversations and prank your digital cooler.

What makes this messaging platform great even for users outside of the workplace is its accessibility. Not only does it come as an app for iOS and Android phones, but it can also be downloaded for Windows, macOS, and Linux. It also has a web browser version and you can even install it on your Apple Watch.

13. Wickr Me

With Wickr Me, you can sync your messages across all your devices. But the most attractive feature of this messaging app is that you can set an expiration date for all your messages, be it text, images, or videos. And that’s not the only security feature it has. It also provides localized encryption and a separate key for each new message.

The best alternative to WhatsApp in 2022

In addition to excellent security features, Wickr Me promises complete anonymity to its users and removes all metadata from all content sent through the app. With the launch of the desktop version in 2014, Wickr Me is available for iOS, Android, macOS, Windows, and Linux.

What’s Your Favorite WhatsApp Alternative?

There are so many chat apps out there that it’s hard to keep track of them all. So let us know in the comments below what is your favorite WhatsApp alternative and what makes it so great.

The best alternative to WhatsApp in 2022

The best alternative to WhatsApp in 2022

Filed Under: Software Reviews Tagged With: Alternative, Best, Discord, Facebook Messenger, iMessage, Signal, Skype, slack, Viber, WhatsApp

The Best Apps To Video Calls on Android and iPhone

April 1, 2021 by feecalculator_x6rbod

The Best Apps To Video Calls on Android and iPhone.

You can use free calling apps and send text messages, but they are nothing like seeing the faces of your loved ones in a virtual way. While most iPhone users can quickly connect to a FaceTime video call, it’s not the same for Android users. FaceTime for Android is missing, which means you’ll have to look for other video calling apps that Android and iPhone users participate in.

9 Best Free Calling Apps For Unlimited Calls

The Best Apps To Video Calls on Android and iPhone

Fortunately, there are several cross-platform video chat apps that you can use to connect with family and friends in this era of social distancing. Many of the FaceTime alternatives for Android on our list offer video chat and instant messaging, as well as a host of other features.

The Best Apps To Video Calls on Android and iPhone

How To Turn Off Read Receipts In Some Popular Communication Apps

Zoom Cloud Meetings

( iOS, Android )

Zoom is one of the most popular video conferencing applications for personal or professional meetings. The app is easy to use, offers a generous free account, and is available for Android and iPhone users.

A desktop version is available that is perfect for business meetings and offers features like annotations and screen sharing.

You can host a one-on-one meeting with a friend, a webinar for 10,000 participants, or create breakout rooms to host different group meetings at the same time.

The Best Apps To Video Calls on Android and iPhone

The free version of the app is ideal for one-on-one video chats, but if you add three participants, you are limited to a 40-minute conversation. When you upgrade to the premium version, the time limit is removed and you can add more members.

Just remember to lock your appointments with a password so you don’t stop the zoom bombers from filling your video chat with spam or other inappropriate content.

Skype

( iOS  ,Android )

Skype is also ideal for business and personal video calls between Android and iPhone users. Like Zoom, it’s also easy to use and has features that allow you to share your screen, host up to 50 participants, and record Skype calls.

The Best Apps To Video Calls on Android and iPhone

The app, owned by Microsoft, is initially free and runs on a variety of platforms. You can also use Skype to call landlines and mobiles, send text messages, add photos, videos, your location, and other files to conversations.

A Basic Skype account allows you to have unlimited video chats with one person or group for free.

How To Use WiFi To Make Cellphone Calls

Facebook Messenger

( iOS, Android )

At least two billion people use Facebook, so the Messenger app provides a convenient way to make video calls between Android and iPhone users. It’s a great alternative to FaceTime on Android.

The built-in video chat feature lets you make free Wi-Fi calls, use Snapchat-life filters, draw videos, and send your friends private messages similar to email.

The Best Apps To Video Calls on Android and iPhone

The messenger is easy to use, and with it, you can reach as many of your acquaintances and friends as possible. You can even watch movies and TV shows together with the Watch Together feature.

Just like Skype, you can video chat using Messenger with up to 50 people at the same time. This is more than the maximum number of FaceTimes of 32 people.

How To Share Your Screen On FaceTim

WhatsApp

( iOS,  Android )

WhatsApp is popular because it is easy to connect to by phone number, and your loved ones are probably already using it.

The Best Apps To Video Calls on Android and iPhone

The cross-platform video calling solution offers end-to-end encryption and supports video chats with up to 50 people using the Messenger’s Rooms feature. You can make voice calls, share documents, photos, audio files, and information about your location.

How To Do Group Facetime on Mac

Google Duo

( iOS,   Android)

Google Duo comes standard on most Android devices.

The application is easy to use in a web browser, computer, and mobile device. In addition to chatting up to 32 people during a group video call, you can leave a video message if the person you are calling does not answer.

The Best Apps To Video Calls on Android and iPhone

The duo is simple, reliable, and offers high-quality video calling so you can chat with loved ones without interruption. You can also join calls or exchange video calls using a link, draw on video calls, take pictures of video calls, add AR effects to a video call, or create fun masks in family mode.

You can also use the Knock Knock feature to turn on the caller’s camera before answering the call and see who is calling. However, this feature only works with those already on your contact list, but you can still turn it off if you don’t like it.

Discord

( iOS, Android)

Discord is a free application originally created for gamers to help them chat and communicate virtually.

The app comes with text, voice, and video chat features that anyone can use to chat or play games with others. You can also use the built-in Go Live streaming service to stream screen content to a group of up to 25 users.

The Best Apps To Video Calls on Android and iPhone

Discord works with web browsers, but you can download the mobile app and make one-to-one or group video calls.

If you want more exclusivity and a safe place to chat with loved ones, Discord is worth considering.

Viber

( iOS , Android)

Viber isn’t as popular as the other apps listed above, but it’s still a great messaging app.

The app offers an easy-to-use interface, good cross-platform support, and you can use it for text, voice, and video calls for up to 20 people per call.

Alternatively, you can use the Viber Out feature to call or send text messages to real phone numbers. If you want to connect with like-minded people and discuss topics that match your interests, there is a built-in community feature.

The Best Apps To Video Calls on Android and iPhone

Viber also offers end-to-end encryption for your chats and calls, secret chats that allow you to set self-destruct messages, and chat extensions to spice up your conversations.

The main disadvantages of Viber are that it is not as popular as WhatsApp or Facebook Messenger, so you might not find all your contacts there. Plus, it doesn’t offer the most modern design and you’ll have to pay to use the Viber Out feature.

Stay Connected, Remotely

When you can’t meet loved ones or colleagues in person, there is countless video calling apps to help you stay connected. However, not all such applications allow you to connect to users of other operating systems.

Whether you want to chat with your girlfriend or have a business meeting with clients, any of these seven video calling apps will allow you to video call, someone, on your Android phone from your iPhone.

What’s your favorite video calling app for Android and iPhone? Do you know of any other FaceTime alternatives for Android? Share with us in the comments.

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The Best Apps To Video Calls on Android and iPhone

The Best Apps To Video Calls on Android and iPhone.

6 Best Free Messaging Apps for Android

Filed Under: iPhone, Software Reviews Tagged With: Android ), apps, Best, Calls, Discord, Discord ( iOS, Facebook Messenger, Facebook Messenger ( iOS, Google Duo, Google Duo ( iOS, Remotely, Skype, Skype ( iOS , Stay Connected, The Best Apps To Video Calls on Android and iPhone, Viber, Viber ( iOS, Video, WhatsApp, WhatsApp ( iOS, Zoom Cloud Meetings, Zoom Cloud Meetings ( iOS

Encrypted Chat Applications You Can Use to Chat Privately

October 5, 2020 by Kate Kozuch

There are a lot of news reports about computer and mobile phone hacks every year, so the demand for secure private conversations continues to grow.

Unfortunately, any chat that is stored on a server anywhere on the Internet, encrypted or unencrypted, can be hacked. Thus, end-to-end encryption is the gold standard for chat privacy.

In this article, you will discover how end-to-end encryption works and discover six of the best chat apps that offer it.

Encrypted Chat Applications You Can Use to Chat Privately

What is end-to-end encryption?

Their key (pun intended) to properly encrypted digital messages is to create both public and private keys.

A “key” is a special code that can unlock encrypted communications. The end-to-end encryption script works like this:

  • The recipient and sender application has private and public keys. The user’s private key is stored securely on the user’s device. The public key is stored on the server that transmits messages.
  • When a sender sends a message to a recipient, the message can only be opened by the recipient using a private key stored only on his device and a public key known only to the device and the server.
  • When a recipient receives a message, the application uses the public key and private key to open the message and decrypt it.
  • This process continues back and forth as the sender and receiver exchange messages.

Since encryption happens at one end and only decrypts at the other, this is called end-to-end encryption.

Messages in this scenario are never stored unencrypted on any servers on the Internet.

A few years ago there were only a few applications that offered end-to-end encryption of chat, but today most of the mainstream chat platforms offer either fully encrypted communications or a way to “enable” end-to-end encryption if needed.

The WhatsApp

Encrypted Chat Applications You Can Use to Chat Privately

When it comes to private conversations, teens have made Whatsapp a household name. With this reputation, Whatsapp became one of the first messaging platforms to include end-to-end encryption in every message sent through the service.

Today, Whatsapp boasts over 900 million users who send messages over the Internet in the most confidential way. It is available for all major phones in the mobile market, as well as Windows and macOS.

Encryption with WhatsApp happens between one mobile device and another. Messages are stored only on Whatsapp servers (in encrypted format) until they are delivered to the recipient’s phone. Messages are stored for a long time only on your phone, and not on any servers.

If you are using the Whatsapp desktop app it still requires Whatsapp to be installed on your phone, but your computer will sync with your phone to send and receive messages.

Signal

Encrypted Chat Applications You Can Use to Chat Privately

Signal was once an app that Edward Snowden says he used every day, as it is one of the safest and most reliable ways to communicate with anyone who also uses the app.

Signal was developed by the non-profit organization Open Whisper Systems. This application is open source, which means you can be sure that there is no hidden code to spy on your messages.

Like most other encrypted apps, Signal only allows you to communicate with other users who have Signal installed. End-to-end encryption works directly from one phone to another, and messages are encrypted when fully transferred. Messages are not stored anywhere on the network.

You can instantly delete messages by simply pressing and holding that message. Just remember that messages also exist on the other user’s phone, so they will need to be deleted on their side to completely destroy the conversation once it ends.

Like Whatsapp, there is a desktop version of Signal available, but it must be linked to your phone to work.

Load signal

Wire

Encrypted Chat Applications You Can Use to Chat Privately

Wire allows you to exchange encrypted voice or video calls, as well as IM chats. Unlike Whatsapp or Signal, it doesn’t require a phone number to work.

This means that when you install the desktop version, the end device becomes your computer and not your phone.

Like Signal, Wire is an open source application, so you can be sure there are no security holes or malicious code in it. The fact that you don’t need to register with a phone number (email only) provides even more privacy than the other apps listed here.

Using a free anonymous email account allows you to send truly anonymous messages.

Keep in mind, however, that anonymity and end-to-end encryption are inexpensive. Wire maintains metadata related to messages, including the contacts you have chatted with and related chat information.

Download Wire

Wicker

Encrypted Chat Applications You Can Use to Chat Privately

If you are truly concerned about security, you will be shocked to know that this is not one of the most popular private messaging apps.

In addition to the same end-to-end encryption that other apps offer, Wickr goes even further and gives you complete control over where and for how long the messages you send are stored.

It allows you to do this by giving you 5 red buttons when sending messages. These buttons allow:

  • Set the time after which the message will be automatically deleted from the recipient’s device.
  • Submit a photo.
  • Record and send a voice message.
  • Attach files.

All transmissions, regardless of type, are fully encrypted on your device and only decrypted on the recipient’s device.

By using Wickr, you can be sure that not only will hackers not be able to access your messages on any servers or during transmission, but they will also be thwarted when they try to access your messages by hacking into your recipient’s device.

Wickr is available on multiple platforms and mobile devices.

Download Wickr

Skype

Encrypted Chat Applications You Can Use to Chat Privately

You might not expect to see Skype in your list of privacy messaging apps. However, Microsoft decided to add end-to-end encryption to Skype after seeing how important privacy is to the users of these applications.

This recent addition to Skype is not enabled by default. However, you can start a private encrypted chat by clicking + Chat above your contact list and selecting New Private Conversation.

After starting a new chat, all messages sent back and forth are encrypted on your device and decrypted on the recipient’s device.

Be aware that encrypted conversation is only active from one specific device to another. If you switch from desktop to phone, you will need to start a new private conversation and the recipient will need to accept your new invitation.

Download Skype

Facebook Messenger

Encrypted Chat Applications You Can Use to Chat Privately

Another messaging app that you might not expect to see in the list of end-to-end encrypted apps is Facebook Messenger. But even Facebook has gotten into the encryption game by adding this important privacy and security feature to its flagship messaging service.

To send a secret message on iOS:

  • Press Home and then the edit icon to start a new message.
  • Click on “Secret” in the upper right corner.
  • Select the recipient of the message.
  • Tap the timer icon in the text box if you want the message to disappear after a specified time.

To send a secret message on Android:

  • Tap the Home tab, then start a new Messenger conversation with the recipient.
  • Tap the information icon in the upper right corner.
  • Tap Go to Secret Conversation.
  • Tap the timer icon to clear the message after a specified amount of time.

You cannot send secret messages using Facebook Messenger on the Internet. It is only available for iOS or Android.

By enabling end-to-end encryption, you can be sure that no one can intercept your conversation, and by destroying messages after a specified time, nothing will be left on your device that a hacker could read.

The only catch is that when the recipient sends you a message, they must remember to set a timer so that both ends of the conversation are destroyed after the conversation ends.

Use of encrypted chat apps

Is it paranoid to use private chat apps with end-to-end encryption?

In today’s world, where hacking is widespread and where foreign countries are even interested in spying on ordinary citizens, you can never be too careful.

Use one of the above messaging apps and secure your conversations. When it comes to your personal life, you are never completely safe.

–

Filed Under: Software Reviews Tagged With: Facebook Messenger, Signal, Skype

6 Best Mobile Payment Apps

October 5, 2020 by feecalculator_x6rbod

6 Best Mobile Payment Apps.

Mobile payment apps allow you to send money to anyone using only a phone. Most banks already include the ability to send money, but the specific mobile payment apps are different in that you don’t need to open a full bank account to use them. Also, the app may already be installed on your phone!

Most payment apps for Android and iOS can be set up in seconds because they just need your debit card number. Others may use your bank routing number and account number, but in any case, you have complete control over which of your banks is used to send and receive money.

6 Best Mobile Payment Apps

Best of all, each of these apps is 100% free for most of the features, and almost all of them come with zero fees. Each service has several limitations, but they are not large enough to stop most people from using them.

Critical application

6 Best Mobile Payment Apps

The Cash App is one of the easiest to use free money transfer apps. Just add your debit card to your account to send money to people in seconds and it will show up in their account immediately. It’s just as easy to request money.

What’s really interesting about the Cash app is that you get a unique username called $ Cashtag that any app user can use to send you money. You will even get your own unique website (a simpler profile) that users can access from a computer and send money directly to you without revealing any of your personal information.

If you have money in the Cash app, you can store it there and use it for free with the included debit card, which is also free and even supports money back features. Or you can transfer funds from the Cash App to your bank using the account / route number.

You can also buy bitcoins using the Cash app. The weekly purchase limit for bitcoin is $ 10,000, and while it might seem overwhelming to most people, it’s nice to know that in case you have crypto zest, there is such an opportunity.

Cash Limits:

  • Within seven days: $ 250, after which you must verify your Social Security number and other personal information to raise the limit to $ 2,500 per week.
  • Weekly cash withdrawals: $ 25,000.
  • ATM withdrawals: $ 250 per transaction, $ 250 for 24 hours, $ 1,000 per week and $ 1,250 per month.
  • Commission (depending on the amount) for instant withdrawal of funds to the bank; no commission for standard withdrawals, which takes several days.

You can use the Cash app from your site or through the Android or iOS app.

Google eBay

6 Best Mobile Payment Apps

Google Pay is Google’s attempt to enter the mobile payments market, and they’ve done a decent job. The service used to offer a debit card, but currently only works online from a website or app, but has very high limits if you plan on using it for large payments.

What we love about Google Pay is that it can store cash in your Google Account so you can decide how much money to put into your bank accounts if you have more than one. Or, you can choose the default account so that all money sent to you goes straight to your bank (usually immediately

When you are about to make a new payment to someone by selecting a contact or by entering their email / phone address, you have complete control over which account the money will come from: bank, debit card, or your Google Pay balance. You can also add a note to the transaction to make posting easier.

You can send and request money through Google Pay and even subscribe to reminders to be notified when it’s time to send / request money again (for example, for rent, work, etc.).

Google Pay limits:

  • Single transaction: up to $ 10,000.
  • Within seven days: up to $ 10.00.
  • Florida residents: up to $ 3,000 each 24 hours.
  • Transactions over $ 2,500: The recipient must add a bank account to receive money.

Google Pay can be used online from a web browser or from an Android or iOS mobile device.

PayPal

6 Best Mobile Payment Apps

PayPal has been around for a long time but is still one of the best mobile payment apps you can download. It allows you to send money worldwide and, like the Cash app, also allows you to get a free PayPal debit card.

Unfortunately, understanding the fees is a bit difficult to understand, so it’s important to read them carefully. However, most people trading for personal reasons should have no problem using PayPal completely free.

As with the Cash app, you can get a PayPalme address that PayPal users can visit to send money to you easily. PayPal accounts are also assigned a unique QR code; share it so others can easily send you money by simply scanning your code, or scan it to send money.

PayPal Limits:

  • One Time Transaction: 2.9% fee when sending or receiving money using a credit or debit card (no fees for bank accounts).
  • Instant debit card withdrawals: USD 5,000 / transaction, / day and / week; USD 15,000 per month.
  • Other PayPal fees should be considered.

Use PayPal online or mobile app: iOS or Android

Zell

6 Best Mobile Payment Apps

Zelle is by far the simplest app on this list. When all is said and done, this is a real interbank transfer app. Unlike the apps already mentioned, there is no place in your Zelle account where money is held up until you move it again. In other words, when someone sends you money, it goes straight to the bank of your choice … usually in seconds !

After downloading the app, you have to link your phone number to your debit card number and from there you can send money or request money from anyone. If they don’t already have Zelle, they can add their debit card to the app to accept your transfer or send you money; there is a 14-day grace period for such cases.

Zelle is already built into some banking apps, but if your bank doesn’t support it, you can only use the app and it’s super easy to use. The screenshot above is enough to understand how simple this application really is.

On the one hand, you can, if you wish, create two Zelle accounts: one with your email address linked to your Zelle-enabled bank, and the other with your phone number through the Zelle app. If you have multiple bank accounts that you want to transfer money between, Zelle will act as your very own free bank transfer service!

Zelle Limits:

  • $ 500 within seven days if your bank does not support Zelle

You can get Zelle for Android and iOS

Facebook Messenger

6 Best Mobile Payment Apps

Most people have Messenger already installed on their phone or open in a browser, so sending money through Facebook messaging might be the easiest way. You don’t even need to pull out your banking information!

To do this, link your debit card or PayPal account to your Facebook account, and then open a new message to the person you want to send money or request money to.

On your computer, click the money symbol in the toolbar, enter the amount in the “Payment” or “Request” section and immediately exchange money right here when you send a text message. On your phone, use the Pay Friend widget from the Messenger apps slide-out menu.

Messaging program limitations:

  • Only works for users in France, USA and UK.
  • You can only send money to people living in the same country as you
  • Sending money via PayPal is only available in the United States.

You can use Messenger to receive or send money from friends through a browser on your computer or through an Android or iOS app.

Mizu

6 Best Mobile Payment Apps

Mezu is a unique money sending app because it is completely anonymous, allows you to send money anywhere, no matter where they live, and even includes a game where you can earn money (although, as usually small amounts).

Here’s how it works: Enter the amount of money you want to send for the app to generate a temporary code, and then share the code with someone before the time runs out to instantly transfer money to their account. No personal data is transferred and you can send a little before the limit is reached.

You can also solicit money from people, send money to contacts (no code required, but not anonymous) and even create location-based deposits where anyone nearby can transfer money to your account without having to share codes.

Several times a week Mezu hosts a game called Mezu Money Time. After listening to ads for a couple of minutes, you compete with other players to find out who will enter the given code the fastest. All games are different, but usually the fastest players get some money, often between $ 2 and $ 20.

Mezu limits:

  • Within seven days: $ 2,999.99
  • One transaction: $ 499.99 anonymously
  • One transaction: $ 1,999.99 with contact
  • Withdraw: $ 2,999.99 per withdrawal

Mezu service works only on iOS and Android mobile devices.

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6 Best Mobile Payment Apps

Filed Under: Software Reviews Tagged With: Facebook Messenger

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